Convenient and flexible Lease-to-Own purchase options that can help you get what you want and need now.
No credit needed and no hidden fees!
Select Your Item(s)
Add the item(s) you want to your cart and select LeaseCredit at checkout. Complete a brief application and get an instant decision.
Select Your Payment Schedule
Select the payment schedule that fits your budget and sign your lease agreement. Your item(s) can be shipped to you, or you can pick them up at your local retailer.
Make Your Payments On Time
You will receive reminders when your payments are due. Make all of your payments and you will officially own your item(s).
ABOUT US
Keeping it simple, we want to make it easier for people to get the things they want and need. With less than perfect credit,
you can get approved today, without letting the cost stop you from buying now,and with payments you can afford!
FREQUENTLY ASKED QUESTIONS
The LeaseCredit team have been leaders in the Fin-Tech industry since 2014. The key to our success is attributed to our talented employees and superior technology, and our expertise has propelled us to the forefront of the Lease-To-Own sector. We provide increased sales to our merchant partners, and flexible lease-to-own options to our customers.
The lease-to-own program from LeaseCredit enables you to enjoy products right now, while making easy monthly payments. When you make your final payment, you will officially own the products. At any time, you can also decide on an early purchase option, and pay in full.
Focused on what our customers want, we offer you numerous choices in many categories, like Electronics, Appliances, Cell Phones and Tires to name a few. The basis and guidelines of leasable items are items designed for personal, family or household use, and those items must be physical and returnable. Examples of items that will not be permitted in the LeaseCredit lease-to-own agreement include: items that are permanently attached to a home or vehicle, consumable items and intangible items. See more details here: https://leasecredit.com/leasable_items
To apply you will need a Social Security Number or ITIN, an active checking account, a credit or debit card, and you must be 18 years or older.* (* 19 years or older in Alabama.)
LeaseCredit does not charge any fees. The credit or debit card that you authorized to be charged in the Lease-to-Own Agreement will be used for your initial and subsequent payments. The initial payment is applied toward your lease-to-own total.
The maximum is $2,000. We assess each applicant’s financial standing, considering several factors including income, banking history, and credit report to decide on the approval amount.
Contact a LeaseCredit customer service representative at 1-833-31-LEASE or by emailing – support@leasecredit.com
CONTACT US
Contact a LeaseCredit customer service representative at