PRIVACY  POLICY

Last Updated: Sept 13, 2022

FACTS

WHAT DOES Lease Credit, LLC
DO WITH YOUR PERSONAL INFORMATION?

Why?

Lease-to-own companies choose how they share your personal information. You have the right to limit some but not all sharing. This notice tells you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Account balances
  • Income and Employment information
  • Credit scores and Checking Account information

How?

All leasing companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons leasing companies can share their customers' personal information, the reasons Lease Credit, LLC choses to share, and whether you can limit this sharing.

Reasons we can share your personal information

Does Lease Credit, LLC share?

Can you limit this sharing

For our everyday business purposes —
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes —
to offer our products and services to you
Yes
No
For joint marketing with other financial companies
Yes
No
For our affiliates’ everyday business purposes —
information about your transactions and experiences
Yes
No
For our affiliates’ everyday business purposes —
information about your creditworthiness
Yes
Yes
For our affiliates to market to you
Yes
Yes
For nonaffiliates to market to you
Yes
Yes

To limit our sharing

  • Call [ ] - our menu will prompt you through your choice(s)
  • Visit us online: www.leasecredit.com
  • Mail the form below

Please note:
If you are a new customer, we can begin sharing your information days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

Call [ ] or go to www.leasecredit.com

Mail-in Form

Mark any/all you want to limit:

  • Do not share information about my creditworthiness with your affiliates for their everyday business purposes
  • Do not allow your affiliates to use my personal information to market me.
  • Do not share my personal information with nonaffiliates to market their products and services to me
Name:
 
Address:
 
City:
 
State:
 
Zip:
 

Mail To:

Lease Credit, LLC 17547 Ventura Blvd, Suite 204, Encino, CA 91316

Who we are

Who is providing this notice?
Lease Credit, LLC d/b/a LeaseCredit.com

What we do

How does Lease Credit, LLC protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Lease Credit, LLC collect my personal information?
We collect your personal information, for example, when you
  • Apply for a lease or give us your income information
  • Provide account information or provide employment information
  • Give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates or other companies

Why can’t I limit all sharing?
You have the right to limit only
  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law

Definitions

Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Our affiliates include financial companies such as Golden Entropy Marketing, Inc. dba EPCVIP.com
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Nonaffiliates we share with can include online lenders, credit score companies, debt settlement companies
Joint marketing
A formal agreement between nonaffiliated companies that together market products or services to you.
  • Our joint marketing partners include online lenders, credit score companies, debt settlement companies.

Other important information

State Law: This policy does not apply to Alaska, California, Illinois, Maryland, North Dakota and Vermont customers